Well, I think you are unnecessarily concerned, unless you make these trips regularly with a 6 ton trailer.
Plus, in cooler weather, the rad/trans system works to warm up the trans fluid, and keep it from running too cold. A symbiotic relationship.
Just to mention--the off road guys have tried banjo fittings on trans coolers, found them too restrictive on the flow, so what was gained, was lost. Also, things evolve, the new 10 speeds used in ford&chevy trucks run much hotter, by design, and use a expensive hi temp fluid. And hold up very well.